Winners Club
You choose to be a winner！
The Winners Club is a bank account specially designed for teenagers. It has been made to help you better manage your money. The Winners Club is a transaction account（交易賬戶）where you receive a key-card so you can get to your money 24/7—that’s 24 hours a day, 7 days a week!
It’s a club with impressive features for teenagers：
No account keeping fees！
You’re no millionaire so we don’t expect you to pay large fees. In fact, there are no account keeping or transacting fees!
Excellent interest rates!
You want your money to grow. The Winners Club has a good rate of interest which gets even better if you make at least two deposits（儲蓄）without talking them out in a month.
Convenient
Teenagers are busy—we get that. You may never need to come to a bank at all. With the Winners Club you can choose to use handy tellers and to bank from home using the phone and the Internet. You can have money directly deposited into your Winners Club account. This could be your pocket money or your pay from your part-time job!
Mega magazine included
Along with your regular report, you will receive a FREE magazine full of good ideas to make even more of your money. There are also fantastic offers and competitions only for Winners Club members.
The Winners Club is a great choice for teenagers. And it is so easy to join. Simply fill in an application form. You will have to get permission from your parent or guardian (so we can organize that cool key-card) but it is easy. We can’t wait to hear from you. It’s the best way to choose to be a winner!
小題1: The Winners Club is a bank account intended for _________.
A．parentsB．teenagersC．winnersD．a(chǎn)dults
小題2: Which of the following is TRUE about the Winners Club？
A．Special gifts are ready for parents.
B．The bank opens only on work days.
C．Services are convenient for its members.
D．Fees are necessary for the account keeping.
小題3:If you want to be a member of the Club, you must _________.
A．be an Internet userB．be permitted by your parent
C．has a big sum of moneyD．be in your twenties
小題4:What is the purpose of this text?
A．To set up a club.B．To provide part-time jobs.
C．To organize key-cards.D．To introduce a new banking service.

小題1:B
小題2:C
小題3:B
小題4:D

試題分析：文章主要是介紹了一種銀行卡服務Winners Club。說明了這種賬戶適宜人群，和它的好處。以及辦理的一些注意事項。
小題1:細節(jié)題。文章首句Choose Winners Club, and you choose to be a winner! The Winners Club is a bank account specially designed for teenagers. 可知The Winners Club是給年輕人設計的銀行賬戶，給出答案B。
小題2:推理題：從第一段It has been made to help you better manage your money可知這個服務對會員來說是很方便的，C是對的。
小題3:細節(jié)題：從最后一段的句子：You will have to get permission from your parent or guardian可知要先征得父母的允許。選B。
小題4:主旨題：縱觀全文可知文章的目的是介紹一種新型的銀行業(yè)務服務。選D。
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Now some people may think I'm a bad mother and not such a great wife either. But as a big-time bargain hunter, I know the value of a dollar. And these days, a good deal is something few of us can afford to pass up.
I've made living looking for the best deals and exposing (揭露) the worst tricks . I have been the consumer reporter of NBC's Today show for over a decade. I have written a couple of books including one titled Tricks of the Trade: A Consumer Survival Guide. And I really do what I believe in. I tell you this because there is no shame in getting your money’s worth. I’m also tightfisted when it comes to shoes, clothes for my children, and expensive restaurants. But I wouldn't hesitate to spend on a good haircut. It keeps its longer, and it's the first thing people notice. And I will also spend on a classic piece of furniture. Quality lasts.
小題1:Why did Delta give the author's family credits?
A．They took a later flight.
B．They had early bookings.
C．Their flight had been delayed.
D．Their flight had been cancelled.
小題2:What can we learn about the author?
A．She rarely misses a good deal.
B．She seldom makes a compromise.
C．She is very strict with her children
D．She is interested in cheap products.
小題3:What does the author do?
A．She's a teacher.
B．She's a housewife.
C．She's a media person.
D．She's a businesswoman.
小題4:What does the author want to tell us?
A．How to expose bad tricks.
B．How to reserve airline seats.
C．How to spend money wisely,
D．How to make a business deal.

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It is understood that the proposals will be part of a review of the law governing the medical fitness of drivers that will be announced publicly by the summer.
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In 2006, the DVLA dealt with 600,000 motorists whose physical ability to drive needed to be recertified（重新認證）, a 20 per cent rise on the previous year. With an ageing population, the biggest challenge is dealing with the rising number of elderly motorists. By 2021, there will be an estimated three million drivers over the age of 70 on Britain’s roads.
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However, checks are likely to be tightened at all ages. The strictest controls are expected to be imposed（強制） on motorists of any age who have had a heart attack or stroke. They could have to produce a doctor's approval to resume（重新得到）driving. Anyone making a false declaration would be guilty of a criminal offence.
小題1:Which of the following statements is TRUE according to the passage?
A．The new motoring law will come into effect by the summer．
B．Drivers over the age of 75 must renew their licenses every three years．
C．Doctors will decide whether one can get their driving licenses．
D．Drivers at all ages will be expected to provide their medical condition．
小題2:What is the biggest challenge to the traffic safety in Britain according to the writer?
A．Ageing population． B．Increasing number of cars．
C．Increasing number of elderly motorists．D．Driving conditions．
小題3:The underlined word “overhaul” in Paragraph 2 means _______．
A．changeB．considerationC．concernD．challenge
小題4:What can be learned from the passage?
A．There will be more and more aged drivers in Britain．
B．Anyone can get a driving license as long as he/she is in good health．
C．Health tends to decline as one gets old
D．It will be guilty to make a false declaration．

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