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How to Make a Budget(預(yù)算)

　　Most likely, you aren’t the family bread winner．But doing a small job or getting a weekly allowance(零花錢)would put some money in your pocket．For kids and grown-ups alike, money is easy to spend．If you aren’t careful, it can be going in no time．

　　Being responsible with your money is an important skill to learn－and the sooner you start the better．Whether you are tracking your spending or saving for something special, creating a budget can help you deal with your expenses and plan for the future．All you need are paper and a pencil－and some self-control．

　　First, take a look at our sample monthly budget．Then, use a separate sheet of paper to plan your own．In the first two columns(欄), list your sources(來源)of income and how much you expect to earn from them．In the third and fourth columns, list what you expect to spend your money on and the amount．

　　The left-hand total should be more than or equal to the right-hand total．If it is, you have an effective budget．

　　Budgets are not complex, but sticking to them can be tough．When planning your budget, be realistic about your expenses．If you know that you drop ＄18 at a movie, don’t write ＄12 in that space simply because you wish you were spending less．

　　If you are eyeing a big purchase, such as a ＄150 skateboard, spend less and save more until you have the total amount．No matter how attractive it may be, avoid spending your savings．One day, you will thank yourself!

(1)

Who is the passage written for?

[　　]

A．

Children．

B．

Parents．

C．

Breadwinners．

D．

Bank managers．

(2)

The purpose of making a budget is to help people ________．

[　　]

A．

learn to be realistic

B．

increase their saving

C．

manage their money well

D．

test their power-control

(3)

What should people do when planning a budget?

[　　]

A．

Filling in the expenses as they really are．

B．

Avoiding spending money on expensive things．

C．

Setting aside a fixed amount of money as savings．

D．

Listing income and expenses on two pieces of paper．

(4)

Which of the following budgets is effective?

[　　]

A．

B．

C．

D．

答案：1．A;2．C;3．A;4．D;
解析：

(1)

寫作意圖推斷題。根據(jù)第一段以及關(guān)鍵詞allowance(零用錢)可知，作者是面向孩子而寫作的。

(2)

主旨大意題。作者在文中介紹了怎樣合理計劃自己的花費，并且在第三段中，作者表明，如果表格中零用錢的總數(shù)與花費的總數(shù)相等，則說明你的預(yù)算是有效的。由此可知，進(jìn)行預(yù)算的目的是讓孩子正確處理他們的零用錢。

(3)

事實細(xì)節(jié)題。作者在第五段中說明，進(jìn)行預(yù)算時，一定要現(xiàn)實一些，不要因為自己希望花得少一些而使記下的數(shù)字小于實際的價格。

(4)

事實細(xì)節(jié)題。A、B、C項與文章中制定預(yù)算表格的說明不符，A項左欄中的Bus fare屬花費項目，B項中左欄的零用錢總數(shù)小于右欄中的花費總數(shù)；C項中的右欄中Money earned selling drinks屬月收入項目。


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How to beat nerves

　　Do you blank out, freeze up(呆住)or feel so nervous in exams that you have trouble writing answers to questions that you knew just last night?

　　If so, you likely have a case of test anxiety．

　　But, don’t panic．By recognizing the problem, you are taking the first step towards overcoming it．

　　Believe it or not, a touch of nervousness can sharpen your mind, allowing you to perform more quickly．This is because under stress, the body releases the hormone adrenaline(腎上腺素), which prepares it for something important that will happen．However, too much anxiety can result in sleeplessness, loss of appetite before tests, and poor performance．Some people might feel shaky(weak), hot, or even sick．

　　If you worry a lot or are a perfectionist, you are more likely to have trouble with test anxiety．Those who have prepared poorly for a test or have had negative experiences taking tests may also experience test anxiety．

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　　Last but not least, start test preparation early three to five days ahead of the quiz or test．After all, good study habits and skills．for example, time management and note-taking will give you the feeling that you are in control．

(1)

The main purpose of the passage is to ________．

[　　]

A．

tell you that worrying is no good

B．

show the ways to overcome test anxiety

C．

describe the effects caused by exams

D．

suggest making full preparations for exams

(2)

From the passage, we know that when you experience test anxiety, you ________．

[　　]

A．

are no longer sure of yourself and cannot think clearly

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develop negative thoughts about yourself in everyday life

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feel anxious in the exam and always fail in exams

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The phrase“l(fā)ast but not least”at the last paragraph means ________．

[　　]

A．

the last but actually there are more

B．

the last in order and importance

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the last but as important as others

D．

the last but the most important

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From the passage, we can infer that ________．

[　　]

A．

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B．

low scores in exams are only a result of test anxiety

C．

you need to get yourself completely under control

D．

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