Question

People in the UK often talk about their homes: their mortgages (按揭), the interest rates, and rising prices. Here’s a guide to some of the words and phrases you might come across.

          It’s a good idea in the UK to arrange a mortgage with a bank before you start looking. This is when the bank tells you how much money they will lend you so you have a good idea of how much you can afford.

          The next step is to go to an estate agent and see what sort of properties they have available in your budget range and in your area. If you see something you like, the estate agent will arrange for you to view the property, so that you can see the house or flat for yourself.

          If you see something that takes your eye, you put in an offer. The vendor (賣家) can accept or decline this offer, and if the vendor accepts it, you can move forward with the sale. However, as you don’t pay any money at this point, the offer isn’t legally binding (具有約束力), and in theory, you can pull out of the offer at any time that you like.

          Your next step will probably be to get a structural survey done. A qualified surveyor will inspect the house and write a report that illustrates any structural problems, like damp or drainage problems.

          If you still want to go ahead with the sale, you need to appoint a lawyer to do the legal paperwork.. If you already own a house, you might also be busy trying to sell it. Many house owners prefer to sell to first-time buyers (those people who don’t already own a home), as they are not in a chain (waiting for other people to buy the house before they can buy their next house).

          Finally, once the contracts are signed and exchanged, you complete on your house. You get the keys and you can move in whenever you want. Then you might want to throw a house-warming party. Congratulations!

1.Which of the following shows the right order of what happens before the people in the UK move into a new house?

a. ask for a company which represents others of properties

b. decide how much to borrow from the bank

c. examine the structure of the house

d. hire a lawyer and make a contract

e. offer the seller the right money

f. visit the house and discuss a price with the seller

A. b, a, f, d, c, e                                               B. b, a, f, c, d, e

C. b, a, f, e, d, c                                               D. b, f, d, e, c, a

2.According to the passage, these statements are correct EXCEPT ___________.

A. People can borrow the whole money for a new house from a bank.

B. People care for mortgages, interest rates and the prices &house.

C. The sellers are more interested in the first-time buyers.

D. After getting the keys, the owners sometimes have a party.

3.Which of the following is NOT mentioned in the passage?

A. Owners.                                         B. Surveyors.

C. Lawyers.                                  D. Collectors.

4.The passage is maybe one that _______________.

A. give some advice on the house               B. introduces a book on travelers

C. give some tips to buyers                      D. introduces a guide to visitors

 

Answer 1

【答案】

 

1.B

2.A

3.D

4.C

【解析】

試題分析：本文介紹了英國人買房的過程，給買房人提供了一些實用的建議。買房要決定向銀行借多少錢，然后找財產(chǎn)代理公司，看房，討價還價，檢查房子結構，請律師簽合同，最后付錢。

1.細節(jié)理解題：依據(jù)全文，正確順序為b. decide how much to borrow from the bank決定向銀行借多少錢--a. ask for a company which represents others of properties找一個財產(chǎn)代理公司--f. visit the house and discuss a price with the seller看房子和賣主談價格--c. examine the structure of the house檢查房子的結構--d. hire a lawyer and make a contract聘請一個律師簽訂合同--- e. offer the seller the right money付錢給賣主。故選B項。

2.推理判斷題：從第二段最后一句“This is when the bank tells you how much money they will lend you so you have a good idea of how much you can afford”這時銀行將告訴你他們將借給你多少錢，所以你清楚地知道你可以支付多少錢。可知不是所有的錢都可以從銀行借的，故選A。

3.細節(jié)理解題：閱讀全文，可知文章提到主人，調(diào)查員和律師，選項D“收藏家”文中未提及。故選D。

4.主旨大意題：由文章第一段People in the UK often talk about their homes: their mortgages, the interest rates, and rising prices.可知是給買房的人的建議，故選C。

考點：考查日常生活類短文閱讀