18. In my opinion, (friend) is much more impor- tant than money.

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二、閱讀理解。

        Saving money gives you freedom. If you have enough savings,you may be able to give up your job. I know a couple who saved up enough money,they were able to leave their jobs for a year and travel across the country. You could see the wonderful experiences they had because they were able to enjoy that time together.

        Saving money is improving your future life. It is important to realize that by saving money now. You will be a-ble to do so many more things in your later years. You can retire early and spend time traveling around the world. By saving money now,you will be able to do as many things as you like and enjoy a good life.

        Saving money will bring you peace of mind. Every dollar that you have in the bank is a dollar,which stands between you and a disaster (災難）. People who have savings are not worried when a car breaks down or someone becomes sick. They know that they will be okay if they lose a job,and it takes time to find a new one.

        Saving money sets an example for your children. By teaching your children to save money and plan for the future,you are in control of (掌控) where you spend your money and what you do with it. It may be one of the most important ideas that you teach your children.

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   B. it is easier for you to retire whenever you wish to

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   D. the skills of saving money for children

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   B. Money-saving purposes

   C. Money-saving skills

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